Find the answers to our most frequently asked questions.
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A bond is an investment. You invest money with SynerGIS, so that we can invest it into a diversified portfolio of asset-backed lending. Once the bond comes to an end, or matures, SynerGIS then give you your money back, plus interest.
Your capital is at risk, and access to your money is not permitted until the bond matures.
Click here to watch our video which quickly and simply explains what a bond is.
A SynerGIS Bond is a fixed rate loan note, issued by SynerGIS Capital plc (SynerGIS) and distributed by Global Investment Strategy UK Ltd (GIS) (437558), a British FCA-regulated financial institution.
SynerGIS, through Global Investment Strategy UK Ltd (GIS), is regulated by the Financial Conduct Authority (FCA) and is a participant in the Financial Services Compensation Scheme (FSCS). GIS is deemed an investment firm by the FSCS. For an investment business, the FSCS may pay compensation up to £50,000 to each eligible claimant. To find out more about the Financial Services Compensation Scheme, click here.
We issue new bonds regularly throughout the year.
Driven by an exceptionally talented team, SynerGIS is designed to push the boundaries in efficient asset financing, providing consumers with responsible and competitive returns.
This is achieved through a mix of secured commercial and development property finance, select trade finance and portfolio management. SynerGIS will additionally retain a liquidity buffer to meet its obligations.
Our fixed rate bonds are available to individuals, aged 18 years or over, who are ordinarily resident in the UK (England, Wales, Northern Ireland and Scotland) for tax purposes and have a permanent UK address. Also, you must have a personal UK bank or building society account to link to your SynerGIS account to receive interest and maturity payments.
Yes. We accept joint applications (maximum of two people), but remember, neither applicant are able to withdraw the investment before the bond comes to an end, and your capital is at risk.
You can invest as little as £1,000 and as much as £250,000 per bond type, per release. Also, when applying for any SynerGIS Bond you can select the ‘ISA wrapper’ option to take advantage of your annual tax-free savings allowance. To find out what the limit is for the current tax year, click here.
The investment limit for a joint account is the same as for a single. You can invest as little as £1,000 and as much as £250,000 per bond, per release. The limit is per account, not per person.
Not at the moment. Currently, we only accept applications online through our website.
Thoughts and insights from the team at SynerGIS.
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Many people who are approaching retirement age are worried that the pension fund they have been paying into for many years, will not see them through their retirement. We look at how to top up pension funds and make your money work harder for you.
On 12th July 2018, John Glen, the Economic Secretary to the Treasury announced a delay to the rollout of a cold-calling ban to cover pensions and associated investment products.
A recent OECD report reported that the cost of childcare in the UK ranks as one of the highest in the developed world. Similar studies have examined how the pressures of dealing with childcare have reached the stage where it could affect the demographics of the UK. Families in certain parts of the country, who are knowledgeable of the cost of childcare, say it is influencing their decision on whether to grow their family unit.
Many factors contribute to economic growth within an economy, but one that plays a role that isn’t always as apparent is that of investment. While those buying investment bonds may not immediately consider the wider impact they could be making, they are in fact contributing to a carefully balanced system. An increasingly important part of growth, companies and governments are relying more on more on the money they obtain by issuing bonds. Investment bonds explained can provide the clarity needed to make the best decisions, so having an awareness of how they impact on the wider company is a good idea.
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Total Investment plus interest
These rates are indicative only. Please refer to final term sheets which will be published prior to the issuance of each bond.
*AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.